At Red Fox Finance, our expansive panel of 79 trusted lenders forms the cornerstone of our offerings. What sets us apart is the select group of lenders within this panel who specialise in asset refinancing, and how we match their requirements with your unique business needs.
Get A QuoteOur asset refinance specialists bring unparalleled expertise to the table, having funded a myriad of businesses in diverse sectors. Each of these lenders has unique lending criteria that we are well-versed in, and we work tirelessly to align these with the distinct requirements and objectives of our clients.
So, what are these lenders looking for when making a decision on an asset refinance application?
The current value of the asset you're seeking to refinance is a paramount consideration. Our lenders rely on accurate, market-driven valuations from accredited professionals to assess the viability of your application.
A healthy balance sheet and a positive cash flow situation reflect the stability of your business. Our lenders scrutinise your financial health to ensure you have the capability to meet the loan repayments.
Lenders want to see that you have a well-thought-out strategy for the use of the refinanced funds. A clear business plan coupled with future cash flow projections displays financial foresight and prudent management.
A strong credit history illustrates your business's reliability. Lenders are more inclined to approve applications from businesses that have demonstrated consistent timely repayments.
The terms of any current debts against your business are examined. These details provide lenders with insights into your existing financial obligations and impact their decision-making process.
Our process begins with a thorough understanding of your business. We assess the financial health, the valuation of the assets, the current debt structure, and the business growth plans. Based on this detailed evaluation, we identify which lenders within our panel are the best fit for your needs.
We have cultivated strong relationships with our lenders over the years, and our dedicated lender relationship team is in constant communication with them. This relationship ensures that we can promptly and accurately align the specific requirements of our lenders with your unique business needs. It also means that we can negotiate competitive terms on your behalf, often securing agreements beyond our clients' initial expectations.
At Red Fox Finance, our mission is to facilitate the funding process in the most efficient and effective manner. We understand that every business has different needs, and we're here to guide you through this complex landscape, securing the most favourable refinance arrangements for your business. Trust us to be the bridge between your business aspirations and our expert lenders.
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Your refinancing application's success hinges significantly on what lenders seek. Ensure you're also aware of the latest refinancing rates to make educated choices. If you face challenges, our guide on navigating refinancing hurdles can be invaluable. If there are aspects of refinancing you're curious about, our FAQs are sure to provide answers.
Find out the best funding options for your business, enter your number and our team will call you back.
