Documentation

This includes a valid driver's license, passport, or any other form of government-issued identification. If the business has multiple owners or directors, identification may be required from each individual.

Provide your business registration documents, ABN, and ACN if applicable.

You should be prepared to present comprehensive financial records, including profit and loss statements, balance sheets, and cash flow forecasts from the past 2-3 years.

Lenders often require recent business bank statements (typically the last six months) to assess your financial health and stability.

A detailed business plan demonstrates your business's viability and growth strategy. It should include information about your market, competitors, financial projections, and business goals.

Lenders may require your business tax returns from the past 2-3 years to confirm your reported income.

While lenders typically check this themselves, it's beneficial to know your business's credit score beforehand and be prepared to address any potential issues.

If you have already identified the vehicle(s) you want to finance, you should provide the make, model, cost, and supplier details. If the vehicle is used, the age and mileage may also be required.

A comprehensive list of your business assets and liabilities helps the lender assess your business's overall financial position.

These reports can provide insight into your cash flow and financial management.

If you already have the vehicle(s) and insurance in place, proof of insurance may be required.

If applicable, these documents provide evidence of your ongoing business operations and financial commitments.