Construction projects often operate on extended payment terms, which can tie up your cash flow for months at a time. Invoice factoring and discounting allow you to unlock the value of these invoices immediately, providing the liquidity you need to take on new projects and maintain operations. Invoice factoring involves selling your outstanding invoices to a lender like Red Fox Finance for an immediate cash injection, usually up to 90% of the invoice value. Once your client pays the invoice, the remaining balance, minus a small fee, is released to you. With invoice discounting, you maintain control of your sales ledger and the responsibility of collecting payments. It's a confidential arrangement, keeping your financing activities private from your clients.

High-tech equipment, machinery, and vehicles are often the lifeblood of construction projects. However, these assets can be expensive to purchase outright. Equipment finance lets you lease or purchase these assets without the initial financial strain. Whether it's cranes, excavators, trucks, or specialist tools, equipment finance spreads the cost over a more manageable timeframe.

In the construction industry, the ability to seize opportunities as they arise is key. Property development finance offers the necessary funding to secure land, finance building costs, or renovate existing properties. This short-term, asset-based lending option is an ideal solution for developers looking to grow their portfolio without unnecessary delays.

Construction businesses require a significant amount of working capital to manage day-to-day operations. Costs such as materials, labor, permits, and more can add up quickly. Asset-based working capital loans, secured against your company's assets like invoices or equipment, can provide immediate funds to cover these costs.

Ensuring your supply chain is not interrupted is crucial in construction. Supply chain finance can provide your suppliers with prompt payment, while you repay the finance company at a later date based on agreed-upon terms. This helps to keep your projects on track and your relationships with suppliers strong.

With our robust panel of 79 lenders, Red Fox Finance is well-positioned to pair your construction business with the most suitable form of asset-based lending. We understand the unique requirements of the construction industry, and our finance solutions are tailored to meet these demands.