The first step involves assessing your business needs. What new assets do you need? How will they benefit your operations? Having a clear understanding of what you require and why helps define the type of finance that best suits your needs.

Once you've identified your needs, it's time to consult with us. Our expert team will discuss your business needs, goals, and financial situation to recommend the most appropriate finance option. We'll explain the different types of finance available, their advantages, and how they align with your specific needs.

After understanding your requirements, we conduct a preliminary assessment. This involves evaluating your financial health, business performance, and credit history. The goal here is to gauge your ability to repay the finance and ensure it won't strain your business financially.

With the necessary information, we develop a detailed proposal to submit to lenders. The proposal includes the type of finance sought, the intended use of the funds, your repayment plan, and any other relevant information that makes your case robust.

Given our extensive panel of 79 lenders, we then match your proposal with suitable lenders. We choose lenders who specialise in your type of business and asset, thereby increasing the chances of approval.

Once we've identified the appropriate lenders, we submit the loan application on your behalf. This process includes presenting all the required documentation, such as financial statements, business plans, and asset details.

The lender reviews the application, performs credit checks, and assesses the viability of the proposal. This stage may involve back-and-forth communication to clarify details or provide additional information. Upon satisfaction, the lender approves the finance.

Following approval, the lender presents a finance agreement outlining the terms and conditions, interest rates, repayment schedule, and any additional fees. It's crucial to review this document thoroughly before signing to ensure you understand your commitments.

After signing the agreement, the lender releases the funds. Depending on the type of finance, the funds may be disbursed directly to the vendor supplying the assets.

Finally, you begin repayments as per the agreement's schedule. Timely repayments not only prevent penalties but also positively impact your credit history, facilitating future finance applications.